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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
B) Nothing is required.
C) Probate the estate of John.
D) Record in the county where the property is located a certified copy of John's death certificate.

2. A notarized deed ensures that the

A) deed is legally binding.
B) deed can be recorded.
C) title is clear.
D) title is transferred.

3. Who of the following CANNOT be covered by a Closing Protection Letter?

A) Purchaser/buyer.
B) Escrow agent.
C) Seller.
D) Lender.

4. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
B) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
C) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
D) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.

5. An agent who collects money from an insured and holds it for payment to the insurer is

A) providing coverage.
B) wrongfully withholding funds.
C) commingling funds.
D) acting in a fiduciary capacity.

Solutions: